"I Bond Rates Prediction 2025: Insights on Fixed Rates, Current Returns, and Inflation Trends"

Can I Bonds Beat Inflation in 2025? Yes—especially if predictions hold. I Bonds are designed to keep pace with inflation, and the ibond rate prediction for 2025 reflects an ongoing, though moderated, inflation trend. The expected 2.86% inflation component, paired with a 1.1% fixed rate, positions I Bonds to deliver above-inflation yields. Even if the i bonds fixed rate softens, the inflation protection remains intact. They continue to be one of the most reliable tools for preserving purchasing power in an unpredictable economy.